In today's challenging environment, we must all take responsibility for our own well being. We cannot entrust our futures to others whose interest are not necessarily  the same as ours. Pensions, be they from our employers or the government, most probably will be insufficient for many of us to live the lifestyles that we desire. Common Sense Books are a series of books that establish a framework, if followed, to achieiving the financial security that we desire. These books explain, in plain easy to understand language, how to manage your finances.